A raised Galveston beach house on pilings

Buying

Buying A Home On Galveston Island

Historic homes, beach houses, canal homes and condominiums, with the elevation, insurance and rental picture explained before you write an offer.

Why It Matters

An Island Purchase Is Not A Mainland Purchase

Two Galveston houses a block apart can sit at different elevations, in different flood zones, under different rental rules, with insurance that differs by thousands a year. No listing portal will tell you that, and it is the first thing Felicia tells you.

01

Elevation Before Everything

How high the house sits, how it was built or raised, and whether there is an elevation certificate, because that drives both risk and premium.

02

Two Separate Policies

On this coast, wind and hail and flood are different policies from different places. You need both numbers before you fall in love with a porch.

03

A Designer's Read

Salt air, old windows, decks and pilings all age in specific ways. Twenty five years of design and construction work is aimed straight at that walk through.

04

Rental Reality

If you plan to rent it when you are away, the neighborhood and building rules decide whether that works, so they get checked first.

Island Housing

The Kinds Of Homes You Can Buy In Galveston

Six very different islands live inside one island. Each type carries its own price logic, insurance profile and upkeep, and the difference between them is usually what a first visit is really about.

An 1890s Victorian home in Galveston's East End Historic District

Historic Victorians

Queen Anne and Italianate homes in the East End and Silk Stocking districts. Tall ceilings, heart pine, deep porches, and a design review process worth understanding before you buy.

Ask About Historic Homes →
A raised Galveston beach house on pilings

Raised Beach Houses

The classic West End house on pilings, decks facing the Gulf, parking underneath. Elevation is the whole conversation here, because it drives both risk and premium.

Ask About Beach Houses →
A Galveston canal home with a private boat dock

Canal And Bay Homes

Protected water on the north side of the island with a dock and lift at the back door. Quieter than the beach, and the better buy for anyone whose real hobby is the boat.

Ask About Canal Homes →
Coastal cottages near the Galveston beach

Seawall Condominiums

Lock and leave living with Gulf views, an elevator and someone else handling the exterior. The dues and the reserve study matter more than the finishes.

Ask About Condominiums →
Midcentury bungalows on a Galveston street

Midcentury Bungalows

The island's most livable value: solid postwar homes on high ground near UTMB and the bayou, walkable, and forgiving for a first island purchase.

Ask About Bungalows →
Historic cast iron buildings on The Strand in Galveston

Downtown Lofts And New Coastal Builds

Upper floors above the cast iron storefronts of The Strand, and new construction built to current coastal code with impact glass and modern elevations.

Ask About Lofts And New Builds →

Relocating From Out Of State

Retire In Galveston, Or Try It First

Many of Felicia's buyers are empty nesters or remote workers comparing Galveston to Charleston or Savannah. Here is how that move usually goes.

01

Pick The Island Life You Want

Walkable and historic, beach and decks, canal and boat, or lock and leave on the Seawall. Everything else follows from that.

02

Visit With A Plan

A tour built around a long weekend: three or four neighborhoods, a hard look at elevation, and the honest tradeoffs of each.

03

Run The Real Carrying Cost

Taxes, wind, flood, HOA or condominium dues, upkeep, and any rental income. The monthly number, not the sticker price.

04

Buy, Then Settle In

Contractors, stagers, designers, inspectors and the people who actually answer the phone on the island, handed over after closing.

Client Reviews

What Clients Say

Buyers and sellers, in their own words, quoted in full. Send us your reviews and we add them to this section.

★★★★★
Felicia worked very hard to get our home sold and was instrumental in the price negotiation. As an interior decorator she was great getting our home ready to sell and even added some art and decorations to help it look better. Highly recommended.
Seller Client, Texas
★★★★★
Highly recommend! Felicia goes far above and beyond to help you find your forever home. Her experience, dedication, commitment, and representation as our agent was unmatched. Going forward, we will use Felicia as our agent whether buying or selling. Loving our new home!!
Buyer Client, Texas
★★★★★
Felicia did an excellent job in helping to sell our home. She is professional and a hard worker. Our home sold after one open house so within a few days of listing it, we had an offer! She also was proficient in staging our home as she is also a professional designer as well as a real estate agent.
Seller Client, Texas
★★★★★
Felicia did a great job helping us navigate the home building process as we built our dream house with a local builder. She helped my wife with some key design center decisions and helped keep the builder agent on task when we felt there wasn't enough attention on our build. By moving things along, we were able to close on time. She sold our previous house before we could move into the new house, but was able to help us find a great rental property close to the new build so we could keep an eye on things. She really cares about her customers and does everything she can to help ensure a smooth buying process.
Buyer Client, Texas
★★★★★
Felicia's tenacity is unmatched. She goes above and beyond to sell your home and is willing to put in the extra effort with staging, pictures, descriptions, open houses, you name it! We were able to sell with Felicia very quickly and got top dollar for our neighborhood. She's always available when you need her or calls you right back. She works all day and night it seems!
Seller Client, Texas
★★★★★
Felicia worked very hard to get our home sold and was instrumental in the price negotiation. As an interior decorator she was great getting our home ready to sell and even added some art and decorations to help it look better. Highly recommended.
Seller Client, Texas
★★★★★
Highly recommend! Felicia goes far above and beyond to help you find your forever home. Her experience, dedication, commitment, and representation as our agent was unmatched. Going forward, we will use Felicia as our agent whether buying or selling. Loving our new home!!
Buyer Client, Texas
★★★★★
Felicia did an excellent job in helping to sell our home. She is professional and a hard worker. Our home sold after one open house so within a few days of listing it, we had an offer! She also was proficient in staging our home as she is also a professional designer as well as a real estate agent.
Seller Client, Texas
★★★★★
Felicia did a great job helping us navigate the home building process as we built our dream house with a local builder. She helped my wife with some key design center decisions and helped keep the builder agent on task when we felt there wasn't enough attention on our build. By moving things along, we were able to close on time. She sold our previous house before we could move into the new house, but was able to help us find a great rental property close to the new build so we could keep an eye on things. She really cares about her customers and does everything she can to help ensure a smooth buying process.
Buyer Client, Texas
★★★★★
Felicia's tenacity is unmatched. She goes above and beyond to sell your home and is willing to put in the extra effort with staging, pictures, descriptions, open houses, you name it! We were able to sell with Felicia very quickly and got top dollar for our neighborhood. She's always available when you need her or calls you right back. She works all day and night it seems!
Seller Client, Texas

FAQ

Galveston Buyer Questions

Q

How bad is insurance on the island?

It is a real line item, and it varies enormously by elevation, construction and location. You get estimates early, not at the option deadline.

Q

Historic home or beach house?

Different lives. Historic means walkability, architecture and design review. Beach means decks, views and more exterior upkeep.

Q

Can I rent it out when I am not here?

Often yes, but the rules are set by neighborhood, HOA or condominium documents. That gets confirmed before you commit.

Q

Is it livable year round?

Yes. UTMB Health and the university keep the island working all year, and there is a large full time community beyond the tourist blocks.

Q

How far is Houston?

Roughly 45 to 60 minutes up I-45, with the airports beyond it, which is why so many island buyers keep mainland ties.

Q

I am out of state. Can we start remotely?

Yes. Video tours, neighborhood walkthroughs and honest opinions on what a listing is really like, before you book a flight.

A Galveston canal home with a private dock

Buyer Consultation

Start Your Island Search

Tell Felicia what kind of Galveston home you have in mind and she will come back with a short list worth your time.